Privacy Policy

1. How We Use This Website

Our website is intended to support three primary business purposes:

1. Insurance Inquiries and Quotes — To help connect consumers with affiliated independent Farmers agency owners or designated representatives who may assist with insurance quotes, products, services, and related follow-up.
2. Recruiting and Career Opportunities — To communicate with individuals interested in employment opportunities, agency staff opportunities, agency ownership, Protégé, Associate, Retail, Acquisition, or other available business development paths.
3. Agency Acquisition and Succession Opportunities — To facilitate initial introductions and communications between individuals interested in buying or selling service and commission rights associated with a Farmers agency, subject to applicable requirements and approvals.

2. Information We Collect

We may collect the following categories of personal information, depending on how you interact with us:

3. Sources of Information

We may collect information from:

• You directly when you submit a form, call, text, email, schedule a meeting, attend a webinar, or otherwise communicate with us.
• Affiliated independent agency owners or representatives who receive, refer, or follow up on your inquiry.
• Recruiting platforms, applicant tracking systems, assessment tools, scheduling tools, CRM systems, webinar platforms, analytics providers, messaging providers, and other service providers.
• Publicly available sources, professional platforms, referral sources, and other lawful sources where permitted.
• Insurance carriers, background check providers, licensing resources, or other third parties when required and authorized as part of a specific process.

4. How We Use Information

5. Communications Consent

By submitting your phone number, email address, or other contact information through our website, you authorize Farmers District 46 and its affiliated independent agency owners, representatives, or service providers acting on our behalf to contact you regarding your inquiry.

Contact may be made by live phone call, automated call, prerecorded message, text message, email, or other communication method, where permitted by law.

Your consent is not a condition of purchasing any product or service, applying for employment, or being considered for an agency ownership opportunity. Message and data rates may apply.

You may opt out at any time by: replying STOP to a text message; replying HELP for text message help; clicking the unsubscribe link in a marketing email; emailing us at [email protected]; or calling us at 210-571-1737.

We may maintain records of your consent, including the date, time, source, form, IP address, and language displayed at the time of submission.

6. When We Share Information

We do not sell your personal information for money. We may share information in the following circumstances:

7. Cookies, Analytics, and Advertising Technologies

We may use cookies, pixels, tags, and similar technologies to operate our website, analyze performance, understand visitor behavior, improve user experience, and support marketing or advertising activities.

Depending on your browser, device, and state of residence, you may be able to control cookies through your browser settings or through a cookie preference tool on our website.

Some third-party analytics or advertising technologies may be considered “sharing” or “targeted advertising” under certain state privacy laws. Where required, you may opt out through our cookie settings tool, a “Your Privacy Choices” or “Do Not Sell or Share My Personal Information” link, or by contacting us at [email protected].

Some browsers transmit “Do Not Track” signals. Because there is not currently a uniform industry standard for responding to such signals, we do not respond to Do Not Track signals unless required by applicable law. Where legally required, we will honor recognized opt-out preference signals such as Global Privacy Control.

8. Your Privacy Rights

Depending on your state of residence and applicable law, you may have the right to:

• Confirm whether we process your personal information.
• Access personal information we maintain about you.
• Request a copy of your personal information.
• Correct inaccurate personal information.
• Request deletion of personal information, subject to legal exceptions.
• Opt out of targeted advertising, sale, or sharing of personal information where applicable.
• Limit the use or disclosure of sensitive personal information where applicable.
• Appeal a decision we make regarding your privacy request.
• Not be discriminated against for exercising your privacy rights.

To submit a privacy request, email [email protected] or call 210-571-1737.

We may need to verify your identity before processing your request. We will respond within the timeframe required by applicable law. If we deny your request, you may have the right to appeal by emailing [email protected] with the subject line “Privacy Appeal.”

9. Sensitive Personal Information

We do not intend to collect highly sensitive personal information through general public website forms. This includes Social Security numbers, financial account numbers, precise geolocation, medical records, biometric identifiers, or government identification numbers, unless a secure form or authorized process is specifically provided for that purpose.

If sensitive information is required for insurance underwriting, licensing, appointment, background check, employment, or agency ownership purposes, we will request it through an appropriate process and only where permitted by law.

10. Insurance Privacy and GLBA

Information collected for insurance quote, policy, underwriting, servicing, or financial services purposes may also be subject to the Gramm-Leach-Bliley Act, applicable state insurance privacy laws, carrier privacy notices, and related regulatory requirements.

When your information is provided to an insurance carrier, affiliated agency owner, or other insurance-related entity, that party's own privacy notice may also apply. You may request carrier-specific or agency-specific privacy notices where applicable.

11. Recruiting, Equal Opportunity, and Background Checks

Farmers District 46 supports equal opportunity in recruiting and employment-related processes. Employment opportunities are considered without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other status protected by applicable law.

Agency ownership opportunities are independent contractor business opportunities and are not offers of employment. No statement on this website should be interpreted as a guarantee of income, earnings, appointment, approval, contract execution, or business success.

Background checks, licensing reviews, appointment reviews, and related eligibility processes will only be conducted where permitted by law and, when required, with separate written authorization.

12. Call and Meeting Recording

For quality assurance, training, note-taking, recruiting, compliance, or documentation purposes, we may record phone calls, video meetings, webinars, or other communications.

Where required by law, we will provide notice and obtain consent before recording. If you do not wish to be recorded, you may request a non-recorded communication method where reasonably available.

13. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or misuse.

No website, transmission, or storage system can be guaranteed to be completely secure. You should avoid submitting sensitive personal or financial information through general website forms or unsecured communication channels.

If we become aware of a data security incident involving personal information, we will provide notices as required by applicable law.

14. Data Retention

We retain personal information only as long as reasonably necessary for the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law, regulation, contract, audit, dispute, litigation hold, insurance requirement, or legitimate business need.

General retention guidelines may include:

• Insurance inquiry and quote-related information: up to 7 years or as otherwise required by applicable insurance, carrier, or regulatory requirements.
• Recruiting and career inquiry information: up to 3 years after the last meaningful interaction or longer if required by law.
• Agency acquisition inquiry information: up to 3 years after the last meaningful interaction or longer if required for transaction, compliance, or legal purposes.
• Consent and opt-out records: as long as reasonably necessary to document compliance.
• Website analytics information: retained according to the settings of the applicable analytics platform.

When information is no longer needed, we will delete, de-identify, or securely dispose of it in accordance with applicable policies and legal requirements.

15. Children's Privacy

Our website is not directed to children under 16. We do not knowingly collect personal information from children through our website.

To be considered for employment, agency staff roles, agency ownership, or related opportunities, you must be at least 18 years old or meet the applicable legal requirements for the opportunity.

16. Accessibility

We are committed to making our website accessible and usable. If you have difficulty accessing this Privacy Policy or any part of our website, please contact us:

Email: [email protected]

Phone: 210-571-1737

17. Third-Party Websites

Our website may link to third-party websites, including Farmers Insurance resources, carrier websites, scheduling tools, webinar platforms, social media platforms, job boards, or other external resources.

We are not responsible for the privacy practices, content, security, or policies of third-party websites. You should review the privacy policies of any third-party site you visit.

18. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will post the updated version on this page and update the “Last Updated” date.

Your continued use of the website after the updated Privacy Policy is posted means you acknowledge the updated policy.